Are you looking for a fast and secure way to send money, pay bills, or recharge your phone? PhonePe is one of India’s most popular and trusted UPI-based payment apps. Whether you're new to digital payments or switching from another app, this guide will help you get started — and the best part?
You’ll get ₹100 absolutely free when you sign up using my referral link and make your first transfer.
Why Use PhonePe?
Before we dive into the steps, here’s why millions of users across India prefer PhonePe:
-
Instant UPI payments – Send or receive money within seconds
-
Bill payments – Electricity, water, gas, broadband, DTH, and more
-
Mobile recharges – Prepaid and postpaid plans across all major operators
-
Cashback offers – Regular rewards for transactions
-
Bank-level security – Your data and money are protected
Step-by-Step Guide to Creating a PhonePe Account and Getting ₹100
Step 1: Download the PhonePe App Using My Referral Link
To become eligible for the ₹100 bonus, you must download PhonePe using the referral link. This ensures your account is tracked under the referral program.
👉 Click here to download PhonePe and get ₹100 free on your first transfer
Important: Open the link on your phone and install the app directly. Do not install it from the Play Store or App Store manually — the referral won’t work that way.
Step 2: Sign Up on PhonePe
Once the app is installed:
-
Open the PhonePe app.
-
Tap on 👉 Sign Up. (Click the "Sign Up" button below to be redirected to the official PhonePe sign-up page.)
Enter your mobile number (the same number linked to your bank account).
-
Tap Continue.
-
An OTP will be sent to your number. Enter it to verify.
Your account is now created and ready to go.
Step 3: Link Your Bank Account
To use PhonePe for transactions, you need to link your bank account with UPI:
-
PhonePe will automatically detect your SIM and suggest your bank.
-
Select your bank from the list.
-
PhonePe will fetch your account details.
-
If you’re using UPI for the first time, you’ll be asked to set a UPI PIN. This PIN will be used for all future payments.
Make sure your mobile number is linked to your bank account. Otherwise, PhonePe won’t be able to detect it.
Step 4: Make Your First UPI Transfer
To claim the ₹100 reward:
-
Go to the To Contact or To Bank/UPI ID section.
-
Send ₹1 or more to any PhonePe user or bank account.
-
You can also pay a small bill or recharge.
Once the transaction is successful, ₹100 will be credited to your PhonePe wallet automatically.
Terms for Referral Bonus
-
You must sign up using the referral link provided above.
-
You must complete your first transaction using UPI (not wallet or credit card).
-
The bonus is usually credited within a few minutes after the transaction.
 |
| How to Create a PhonePe Account |
Frequently Asked Questions (FAQs)
1. How do I get ₹100 from PhonePe?
To get ₹100, you need to download the PhonePe app using the referral link, sign up, link your bank account, and complete your first UPI transaction. The reward will be credited after your first successful transfer.
2. What is the minimum amount I need to send in my first transaction?
You can send as little as ₹1 through UPI. As long as it's a valid UPI transfer, it qualifies for the reward.
3. Do I need to enter any referral code?
No, you don’t need to enter any referral code manually. Just make sure you download the app using the referral link provided. That’s how the referral is tracked automatically.
4. How long does it take to receive the ₹100 reward?
The reward is usually credited within a few minutes after completing your first valid UPI transaction. In some cases, it may take up to 24 hours.
5. What if I already have a PhonePe account?
The ₹100 reward is only available for new users who install the app for the first time using a referral link. If you've already used PhonePe before, you won’t be eligible for this offer.
6. Can I use someone else’s mobile number to sign up?
No. You must use your own mobile number that is linked to your bank account. This is required to set up UPI and receive your reward.
7. Can I get the ₹100 bonus without linking my bank account?
No. Linking a bank account and completing a UPI transaction is necessary to qualify for the bonus.
8. What if I didn’t use the referral link by mistake?
Unfortunately, if you install the app without using the referral link, you won't be eligible for the ₹100 reward. Make sure to use the correct link and open it directly on your mobile before downloading the app.
Final Words: Don’t Miss Your ₹100 Reward
Creating a PhonePe account takes less than 5 minutes, and you’ll be rewarded ₹100 for it. Whether you're paying bills, recharging your phone, or sending money, PhonePe is a reliable and rewarding choice.
👉 Click here to download PhonePe and claim your ₹100 now
If you need help with any of the steps or face issues during signup, feel free to drop a comment below or contact me — I’m happy to help.
